Step-by-Step Guide to Planning Your Remodel

Step-by-Step Guide to Planning Your Remodel

Whether you're updating a kitchen or tackling a whole-home renovation, planning is where a successful remodel begins. Knowing what to expect — and what to avoid — can save time, money, and frustration.

1. Define Your Goals

Start by asking: What’s driving this remodel? Are you looking to increase home value, improve function, modernize outdated spaces, or make your home more flood-resilient? Your goals will guide your design and budget decisions.

2. Set a Realistic Budget

Include:

• Labor & materials
• Permit fees & inspections
• Design or engineering (if needed)
• A 10–20% contingency for unexpected issues

Avoid underbudgeting — it’s better to plan conservatively and come in under than scramble for funds mid-project.

3. Understand the Timeline

Project timelines vary. A bathroom might take 3–5 weeks; a full home remodel may take several months. Add extra time for:

• Permit approvals
• Special-order materials
• Inspections and re-inspections

Weather delays, especially in Florida, can also affect exterior work.

4. Determine Permit Requirements

Most structural, plumbing, electrical, and mechanical work requires permits. If you live in a flood zone, additional rules may apply — including FEMA’s 50% Rule. Your contractor should help prepare documentation for submission and track progress with your municipality.

5. Choose the Right Contractor

Don’t just go with the lowest bid — look for licensed, insured contractors with a clear track record and a well-written contract. Ask:

• Are they familiar with local permitting and inspections?
• Can they show examples of past similar projects?
• Do they communicate clearly and use written scopes?

Hiring the right contractor is one of the best investments you can make in your remodel. For a full breakdown of what to look for, read our guide on how to verify your contractor.

6. Consider Your Financing Early

If you plan to use a construction loan or financing to fund your remodel, start the application process before work begins. Most lenders will not approve a construction loan once the project has already started — even if it’s just demolition or site prep.

Loan applications can require:

• Full construction scope and cost breakdown
• Signed contractor agreement
• Draw schedule and lien waiver process

Talk to your contractor about what documentation they can provide, and give your lender time to process approvals before ground breaks.

7. Prepare for Disruption

Expect dust, noise, and potential loss of use of certain rooms. Protect valuables, clear the workspace, and make temporary living plans if needed. A good contractor will work to minimize the impact — but some disruption is inevitable.

8. Stay Involved

Frequent check-ins keep things running smoothly. Ask for regular updates, walk the site weekly, and don’t be afraid to ask questions if something doesn’t look right.

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Bottom Line: A successful remodel starts with planning. From budget and permits to contractor selection and scheduling, a little preparation goes a long way.

Code Construction has over 20 years of experience helping Tampa Bay homeowners plan and complete remodels — from flood zone homes to full interiors. We’ll guide you from the first draft to the final punch list.

Ready to start planning your remodel? Contact us today.